Sep Ira Contribution Limits 2025 Fidelity. Sep ira contribution limits in 2025, you can contribute 25% of your total compensation to an ira with a maximum contribution of $69,000. With that said, because roth ira accounts are personal accounts and sep ira accounts are considered workplace accounts, you are allowed to contribute to both if eligible.

The contribution limit for a sep ira is the lesser of: We’ll also make sure you understand how seps work and how.